Payment Processing With No Contracts, Free Equipment, And No Credit Card FeesKeep more of your money where it belongs! In your business!
Colorado Merchant Services helps Colorado Springs and nearby businesses keep more from every sale with a compliant cash discount program, free terminals, and real local support — not a call center.
Colorado Merchant Services helps Colorado Springs and surrounding businesses eliminate traditional credit card processing fees with a compliant cash discount program.
We provide free terminals and setup for qualified merchants, with no long-term contracts or surprise early termination fees.
You get real local support instead of a 1‑800 call center, so when you need help with your payments, you’re talking to someone right here in Colorado.
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Reliable Uptime
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Settlement
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Monitoring
Everything you need to accept payments
A complete payment platform designed to help you scale your business with confidence. No hidden fees, no surprises.
Cards, wallets, and supported crypto payments · Near-instant settlement on supported crypto rails · Real-time reporting and unified admin access · Flat-rate pricing with transparent fees · Fast deployment with modern POS and hardware
Native POS Integration Solutions
Integration solutions with existing POS systems, or use our native POS for in-store and online card acceptance.
Industry-Specific Processing
Solutions designed around your business model — so your processing setup, policies, and tools align with how you sell.
Terminal & Hardware Support
Support for countertop, mobile, and wireless payment terminals, with onboarding and training provided.
Chargeback Management
Dedicated chargeback monitoring, dispute handling, and prevention for card-based transactions, managed directly by our internal risk team. Crypto transactions settle without chargeback exposure.
Unified Dashboard
Real-time analytics and insights in one beautifully designed interface.
Developer-First APIs
World-class REST and GraphQL APIs, SDKs, and documentation that developers actually love.
Powerful hardware for every setup
Reliable terminals designed for in-store, mobile, and multi-location use.
Countertop POS
Full-featured countertop system with a large touchscreen, built-in printer, and powerful apps for every business need.
- Large HD touchscreen display
- Built-in receipt printer
- App marketplace with 300+ apps
- Employee management & shifts
How Much Money Can You Save?
Enter your monthly processing average and see how much you could save with Paybotx.
Monthly Fees You Won't Pay With Us
- PCI Compliance Fees($19–$99/mo)
- Statement Fees($10–$25/mo)
- Batch Fees
- AVS Fees
- Gateway Fees
- Annual Fees
- “Non-Compliance” Penalties
- Junk Add-Ons Banks Sneak In
With Us
- Transparent pricing
- No junk fees
- No surprises
- You keep more of every transaction
Get a precise quote in 1 business day.
See how much you’re losing
Adjust the sliders to match your current processing.
Based on industry average rates from traditional processors
Tailored for every business model
Your processing, policies, and settings are configured to match your business model.
Subscription billing made simple
For SaaS Companies
Recurring billing, dunning management, usage-based metering, and comprehensive analytics all in one platform.
- Subscription & recurring payments
- Automated invoicing & billing cycles
- Failed payment recovery (smart retries)
- Real-time reporting & analytics
- Built to support a wide range of applications and integrations
Simple, reliable card acceptance
For Growing Businesses
Accept credit and debit card payments in-store, online, or on-the-go with fast approvals, modern terminals, and reliable settlement.
- Credit & debit card acceptance
- In-store, online, and mobile payments
- Modern POS & terminals
- Fast deposits & reporting
- Designed for retail, service, and multi-location businesses as they scale
Advanced risk management
High-Risk Processing
Purpose-built processing solutions designed to support complex, regulated, and high-growth business models.
- Credit repair & debt services
- Subscriptions & continuity billing
- Digital products, coaching & programs
- Travel agencies & booking services
- Supplements & regulated goods
- Marketplaces & platform models
- Crypto services & blockchain platforms
- Smoke shops & CBD (where permitted)
Frequently asked questions
Everything you need to know about getting started.
We support all major U.S. card networks including Visa, Mastercard, American Express, and Discover. We also accept Apple Pay, Google Pay, and cryptocurrency payments (subject to approval).
Still have questions?
Our team is here to help. Reach out and we'll get back to you within 24 hours.
Contact SupportContact Us
Let's talk about your needs
Our team is ready to help you find the right payment solution.
Enterprise & Custom Solutions
Need a payment setup that doesn't fit a one-size-fits-all? Our team builds custom processing, POS integrations, and risk structures tailored to how your business actually operates.
24 hours